The fund in depth
The fund in depth
‹ Interest Free Loan Fund Overview
The fund holds ৳ 27,76,000 in permanent donations from 22 donors, and has disbursed ৳ 28,92,600 in 127 loans to 73 borrowers through 12 centres. ৳ 18,05,875 has been recovered and ৳ 10,03,025 is outstanding, of which ৳ 69,675 is overdue. 89% of every taka that has fallen due was paid on the agreed date.
Donations
Lending
Reach
How the money circulates
Money lent is recovered and lent again; these figures show how well that is working.
Donations
- General donation৳ 15,74,00057%
- Zakat৳ 7,40,00027%
- Earmarked donation৳ 4,62,00017%
৳ 27,81,000 received, less ৳ 5,000 refunded. Loans from donors are not donations and are counted separately.
Sources of the fund
- Total donations received৳ 27,81,000
- Less: refunds to donors(৳ 5,000)
- Add: hadiyah (gifts) and other incomeGifts from borrowers who repaid more than they borrowed. Never requested.৳ 20,800
- Less: loans written offDebts that the committee has written off and the fund has absorbed as charity.(৳ 83,700)
- Less: cost of running the fundOffice costs, travel, and bank and mobile money charges.(৳ 2,00,109)
- Total Qard Hasan Fund৳ 25,12,991
- Add: loans from donors, repayable on requestNot a donation. The fund must repay it.৳ 2,00,000
- Total fund assets৳ 27,12,991
Taken from the ledger; the total reconciles.
Lending
- Disbursed ৳ 28,92,600
- Recovered ৳ 18,05,875
The last twelve months
- Disbursed ৳ 23,16,700
- Recovered ৳ 15,37,675
Month by month
| Month | Disbursed | Recovered |
|---|---|---|
| November 2025 | ৳ 2,61,400 | ৳ 74,450 |
| December 2025 | ৳ 81,100 | ৳ 97,300 |
| January 2026 | ৳ 1,05,300 | ৳ 95,000 |
| February 2026 | ৳ 1,12,500 | ৳ 98,250 |
| March 2026 | ৳ 3,82,600 | ৳ 1,04,100 |
| April 2026 | ৳ 1,86,400 | ৳ 1,38,650 |
| May 2026 | ৳ 2,49,300 | ৳ 1,38,700 |
| June 2026 | ৳ 3,61,500 | ৳ 1,50,550 |
| July 2026 | ৳ 1,83,900 | ৳ 1,90,350 |
| August 2026 | ৳ 1,28,700 | ৳ 1,90,750 |
| September 2026 | ৳ 76,600 | ৳ 1,86,600 |
| October 2026 | ৳ 1,87,400 | ৳ 72,975 |
Instalments that have fallen due
All instalments that have fallen due add up to ৳ 19,46,100. This shows how they were paid; the unpaid part is the overdue amount.
- Paid on time৳ 17,30,10089%
- Paid after the due date৳ 62,6253%
- Written off৳ 83,7004%
- Overdue৳ 69,6754%
Loans, by size
The average loan is ৳ 22,776.
- Under 5,00076%
- 5,000 to 9,9992016%
- 10,000 to 24,9995846%
- 25,000 to 49,9993024%
- 50,000 and more129%
Loans, by outcome
127 loans disbursed in total
- Recovered in full6954%
- Being repaid5543%
- Written off32%
Loans, by repayment frequency
11.1 instalments per loan, on average
- Monthly9172%
- Weekly3628%
Overdue amounts, by how long they have been overdue
৳ 69,675 is overdue: the unpaid part of the ৳ 19,46,100 that has fallen due. Measured in taka.
- Up to 30 days৳ 29,67543%
- 31 to 90 days৳ 14,70021%
- 91 to 180 days৳ 15,30022%
- 181 days to a year৳ 10,00014%
Overdue borrowers, by how long
The same overdue amount, counted in borrowers: 16 borrowers, grouped by their oldest unpaid instalment.
- Up to 30 days1169%
- 31 to 90 days213%
- 91 to 180 days213%
- 181 days to a year16%
- More than a year00%
Outstanding at risk
Out of ৳ 10,03,025 outstanding, the amount owed by borrowers who have fallen behind.
- With borrowers more than 30 days overdue৳ 46,4004.6%
- With borrowers more than 90 days overdue৳ 29,3002.9%
By centre
By centre
Showing 1-10 of 12
No results found.
Borrower profile
By gender
73 borrowers helped
- Women5981%
- Men1419%
14 borrowers assessed as eligible for zakat received ৳ 5,47,400 from zakat funds.
By age
73 borrowers helped
- Under 25912%
- 25 to 341622%
- 35 to 441622%
- 45 to 592027%
- 60 and over1216%
Who pays on time, and who is overdue
45 borrowers have paid every instalment on its due date. Thank you.
- Laila Akter৳ 16,300 paid on the due date58 / 58on time
- Fatema Akter৳ 30,500 paid on the due date57 / 57on time
- Khalil Biswas৳ 31,700 paid on the due date42 / 42on time
- Rupali Bibi৳ 40,400 paid on the due date40 / 40on time
- Parul Begum৳ 26,800 paid on the due date40 / 40on time
- Nazrul Sarker৳ 23,150 paid on the due date25 / 25on time
- Hasina Khatun৳ 11,350 paid on the due date25 / 25on time
- Shamima Nesa৳ 90,000 paid on the due date24 / 24on time
- Bilkis Begum৳ 23,100 paid on the due date24 / 24on time
- Morium Parvin৳ 14,050 paid on the due date23 / 23on time
- Laila Bibi৳ 28,400 paid on the due date20 / 20on time
- Babul Uddin৳ 20,700 paid on the due date18 / 18on time
- Jesmin Bibi৳ 96,000 paid on the due date16 / 16on time
- Mainul Uddin৳ 28,000 paid on the due date16 / 16on time
- Aklima Parvin৳ 25,500 paid on the due date16 / 16on time
- Idris Biswas৳ 66,000 paid on the due date15 / 15on time
- Shamima Parvin৳ 13,300 paid on the due date14 / 14on time
- Hasina Begum৳ 31,300 paid on the due date13 / 13on time
- Rowshan Nesa৳ 30,750 paid on the due date13 / 13on time
- Beauty Khatun৳ 91,800 paid on the due date12 / 12on time
- Kulsum Begum৳ 18,600 paid on the due date12 / 12on time
- Rupali Parvin৳ 8,700 paid on the due date12 / 12on time
- Asma Parvin৳ 41,400 paid on the due date11 / 11on time
- Jahanara Akter৳ 27,000 paid on the due date10 / 10on time
- Lutfa Parvin৳ 40,650 paid on the due date9 / 9on time
- Afroza Khatun৳ 29,250 paid on the due date9 / 9on time
- Rabeya Bibi৳ 12,600 paid on the due date9 / 9on time
- Fatema Begum৳ 83,700 paid on the due date8 / 8on time
- Kohinoor Khatun৳ 16,450 paid on the due date7 / 7on time
- Halima Nesa৳ 10,500 paid on the due date7 / 7on time
A borrower who has been given more time is assessed against their new schedule. A debt that the fund has written off is absorbed by the fund and is not listed here.
Late payments are recorded but never charged for. No interest, penalty or fee is ever added: the amount repayable is always the amount borrowed.
Updated 18/10/2026, 7:25 AM.
Contact us
- Phone+880 01601009192
- Emailqh@quranicfinance.com
- AddressDhaka, Bangladesh