The fund in depth

৳ 27,81,000 received, less ৳ 5,000 refunded. Loans from donors are not donations and are counted separately.

Sources of the fund

• Total donations received৳ 27,81,000
• Less: refunds to donors(৳ 5,000)
• Add: hadiyah (gifts) and other incomeGifts from borrowers who repaid more than they borrowed. Never requested.৳ 20,800
• Less: loans written offDebts that the committee has written off and the fund has absorbed as charity.(৳ 83,700)
• Less: cost of running the fundOffice costs, travel, and bank and mobile money charges.(৳ 2,00,109)
• Total Qard Hasan Fund৳ 25,12,991
• Add: loans from donors, repayable on requestNot a donation. The fund must repay it.৳ 2,00,000
• Total fund assets৳ 27,12,991

Taken from the ledger; the total reconciles.

The last twelve months

• Disbursed ৳ 23,16,700
• Recovered ৳ 15,37,675

Instalments that have fallen due

All instalments that have fallen due add up to ৳ 19,46,100. This shows how they were paid; the unpaid part is the overdue amount.

• Paid on time৳ 17,30,10089%
• Paid after the due date৳ 62,6253%
• Written off৳ 83,7004%
• Overdue৳ 69,6754%

Loans, by size

The average loan is ৳ 22,776.

• Under 5,00076%
• 5,000 to 9,9992016%
• 10,000 to 24,9995846%
• 25,000 to 49,9993024%
• 50,000 and more129%

Loans, by outcome

127 loans disbursed in total

• Recovered in full6954%
• Being repaid5543%
• Written off32%

Loans, by repayment frequency

11.1 instalments per loan, on average

• Monthly9172%
• Weekly3628%

Overdue amounts, by how long they have been overdue

৳ 69,675 is overdue: the unpaid part of the ৳ 19,46,100 that has fallen due. Measured in taka.

• Up to 30 days৳ 29,67543%
• 31 to 90 days৳ 14,70021%
• 91 to 180 days৳ 15,30022%
• 181 days to a year৳ 10,00014%

Overdue borrowers, by how long

The same overdue amount, counted in borrowers: 16 borrowers, grouped by their oldest unpaid instalment.

• Up to 30 days1169%
• 31 to 90 days213%
• 91 to 180 days213%
• 181 days to a year16%
• More than a year00%

By gender

73 borrowers helped

• Women5981%
• Men1419%

14 borrowers assessed as eligible for zakat received ৳ 5,47,400 from zakat funds.

By age

73 borrowers helped

• Under 25912%
• 25 to 341622%
• 35 to 441622%
• 45 to 592027%
• 60 and over1216%