The fund in depth
The fund in depth
‹ Interest Free Loan Fund Overview
The fund holds ৳ 27,76,000 in permanent donations from 22 donors, and has disbursed ৳ 28,92,600 in 127 loans to 73 borrowers through 12 centres. ৳ 18,05,875 has been recovered and ৳ 10,03,025 is outstanding, of which ৳ 69,675 is overdue. 89% of every taka that has fallen due was paid on the agreed date.
Donations
Lending
Reach
How the money circulates
Money lent is recovered and lent again; these figures show how well that is working.
Donations
- General donation৳ 15,74,00057%
- Zakat৳ 7,40,00027%
- Earmarked donation৳ 4,62,00017%
৳ 27,81,000 received, less ৳ 5,000 refunded. Loans from donors are not donations and are counted separately.
Sources of the fund
- Total donations received৳ 27,81,000
- Less: refunds to donors(৳ 5,000)
- Add: hadiyah (gifts) and other incomeGifts from borrowers who repaid more than they borrowed. Never requested.৳ 20,800
- Less: loans written offDebts that the committee has written off and the fund has absorbed as charity.(৳ 83,700)
- Less: cost of running the fundOffice costs, travel, and bank and mobile money charges.(৳ 2,00,109)
- Total Qard Hasan Fund৳ 25,12,991
- Add: loans from donors, repayable on requestNot a donation. The fund must repay it.৳ 2,00,000
- Total fund assets৳ 27,12,991
Taken from the ledger; the total reconciles.
Lending
- Disbursed ৳ 28,92,600
- Recovered ৳ 18,05,875
The last twelve months
- Disbursed ৳ 23,16,700
- Recovered ৳ 15,37,675
Month by month
| Month | Disbursed | Recovered |
|---|---|---|
| November 2025 | ৳ 2,61,400 | ৳ 74,450 |
| December 2025 | ৳ 81,100 | ৳ 97,300 |
| January 2026 | ৳ 1,05,300 | ৳ 95,000 |
| February 2026 | ৳ 1,12,500 | ৳ 98,250 |
| March 2026 | ৳ 3,82,600 | ৳ 1,04,100 |
| April 2026 | ৳ 1,86,400 | ৳ 1,38,650 |
| May 2026 | ৳ 2,49,300 | ৳ 1,38,700 |
| June 2026 | ৳ 3,61,500 | ৳ 1,50,550 |
| July 2026 | ৳ 1,83,900 | ৳ 1,90,350 |
| August 2026 | ৳ 1,28,700 | ৳ 1,90,750 |
| September 2026 | ৳ 76,600 | ৳ 1,86,600 |
| October 2026 | ৳ 1,87,400 | ৳ 72,975 |
Instalments that have fallen due
All instalments that have fallen due add up to ৳ 19,46,100. This shows how they were paid; the unpaid part is the overdue amount.
- Paid on time৳ 17,30,10089%
- Paid after the due date৳ 62,6253%
- Written off৳ 83,7004%
- Overdue৳ 69,6754%
Loans, by size
The average loan is ৳ 22,776.
- Under 5,00076%
- 5,000 to 9,9992016%
- 10,000 to 24,9995846%
- 25,000 to 49,9993024%
- 50,000 and more129%
Loans, by outcome
127 loans disbursed in total
- Recovered in full6954%
- Being repaid5543%
- Written off32%
Loans, by repayment frequency
11.1 instalments per loan, on average
- Monthly9172%
- Weekly3628%
Overdue amounts, by how long they have been overdue
৳ 69,675 is overdue: the unpaid part of the ৳ 19,46,100 that has fallen due. Measured in taka.
- Up to 30 days৳ 29,67543%
- 31 to 90 days৳ 14,70021%
- 91 to 180 days৳ 15,30022%
- 181 days to a year৳ 10,00014%
Overdue borrowers, by how long
The same overdue amount, counted in borrowers: 16 borrowers, grouped by their oldest unpaid instalment.
- Up to 30 days1169%
- 31 to 90 days213%
- 91 to 180 days213%
- 181 days to a year16%
- More than a year00%
Outstanding at risk
Out of ৳ 10,03,025 outstanding, the amount owed by borrowers who have fallen behind.
- With borrowers more than 30 days overdue৳ 46,4004.6%
- With borrowers more than 90 days overdue৳ 29,3002.9%
By centre
By centre
Showing 1-10 of 12
No results found.
Borrower profile
By gender
73 borrowers helped
- Women5981%
- Men1419%
14 borrowers assessed as eligible for zakat received ৳ 5,47,400 from zakat funds.
By age
73 borrowers helped
- Under 25912%
- 25 to 341622%
- 35 to 441622%
- 45 to 592027%
- 60 and over1216%
Who pays on time, and who is overdue
45 borrowers have paid every instalment on its due date. Thank you.
- Anwar Sheikh৳ 45,000 paid on the due date6 / 6on time
- Nasima Begum৳ 37,500 paid on the due date6 / 6on time
- Arifa Parvin৳ 27,000 paid on the due date6 / 6on time
- Zohora Akter৳ 22,500 paid on the due date6 / 6on time
- Lutfa Khatun৳ 10,500 paid on the due date6 / 6on time
- Farida Parvin৳ 3,300 paid on the due date6 / 6on time
- Shefali Parvin৳ 23,500 paid on the due date5 / 5on time
- Josna Khatun৳ 21,600 paid on the due date4 / 4on time
- Kohinoor Parvin৳ 22,500 paid on the due date3 / 3on time
- Hasina Parvin৳ 18,750 paid on the due date3 / 3on time
- Abul Biswas৳ 7,500 paid on the due date3 / 3on time
- Fatema Parvin৳ 4,650 paid on the due date3 / 3on time
- Nilufa Begum৳ 3,000 paid on the due date3 / 3on time
- Lutfa Nesa৳ 12,000 paid on the due date2 / 2on time
- Rehana Bibi৳ 2,300 paid on the due date2 / 2on time
A borrower who has been given more time is assessed against their new schedule. A debt that the fund has written off is absorbed by the fund and is not listed here.
Late payments are recorded but never charged for. No interest, penalty or fee is ever added: the amount repayable is always the amount borrowed.
Updated 18/10/2026, 10:06 AM.
Contact us
- Phone+880 01601009192
- Emailqh@quranicfinance.com
- AddressDhaka, Bangladesh